Homeownership Retention and Repair Program
PCRI’s homeownership retention/home repair program objective is to foster homeownership stability for low- and moderate-income homeowners, aged 55 and older, living within the City of Portland. This program is designed to prevent community displacement and assist elders with aging in place.
Eligibility
- Homeowner must be 55 or older
- Home must be within the City of Portland
- Home must demonstrate a need for repairs
- Home must be a single-family residence and primary dwelling (owners of multiple properties are not eligible)
- Household must meet income eligibility requirements:
- Gross household income at 80% or below the area median family income
- Income will be calculated for all household members over 18 years of age. Copies of pay stubs and tax returns may be requested to verify
- Homeowners must demonstrate that the following items are current or will be made current upon completion of the repair:
- Mortgage Loan Payment (if applicable)
- Homeowners Insurance
- Property Taxes
2023 Multnomah County Income Limits
| 1-Person Family | 2-Person Family | 3-Person Family | 4-Person Family |
|---|---|---|---|
| $63,150 | $72,200 | $81,200 | $90,200 |
| 5-Person Family | 6-Person Family | 7-Person Family | 8-Person Family |
|---|---|---|---|
| $97,450 | $104,650 | $111,850 | $119,100 |
Home Repairs
PCRI provides financial assistance for urgent home repairs. Eligible repairs include health and safety items that could affect the well-being of the occupant(s):
- Plumbing repairs (broken toilets, sinks, and leaks)
- Replacement or repairs to faucets and fixtures
- Electrical/mechanical repairs (switches, outlets, lights, thermostats, fluorescent fixtures)
- Repairs to stairs, handrails, and porches
- Water heater repair or replacement, air conditioner or evaporative cooler repair or replacement
- Repair to flooring/ceiling due to water damage
- Roof Referrals
- Installation of locks and deadbolts
- Repairs to main water lines Ineligible items include: routine maintenance, cosmetic repairs, landscaping, tree trimming or fence repairs (unless a safety hazard exists), and remodel work.
The Homeownership Retention program provides a variety of programs and services to help existing homeowners retain their homes and remain in their familiar communities. Services include:
- Financial assistance for urgent minor home repairs
- Advocacy regarding property tax issues, home insurance concerns, code violations, etc.
- Connections to community partners with volunteer and community repair and assistance programs
- Referrals as well as advocacy and support energy-efficiency improvements and working with contractors for home repairs
- Informational home preservation workshops including post-purchase education and counseling
- Foreclosure prevention referrals
- Rental housing and referrals
For our application PDF form please go here.
For any additional questions regarding the program, please send an email to .(JavaScript must be enabled to view this email address).