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Home » Programs & Services » Retention and Repair (current page)

Homeownership Retention and Repair Program

PCRI’s homeownership retention/home repair program objective is to foster homeownership stability for low- and moderate-income homeowners, aged 55 and older, living within the City of Portland. This program is designed to prevent community displacement and assist elders with aging in place.

Eligibility

  • Homeowner must be 55 or older
  • Home must be within the City of Portland
  • Home must demonstrate a need for repairs
  • Home must be a single-family residence and primary dwelling (owners of multiple properties are not eligible)
  • Household must meet income eligibility requirements:
    • Gross household income at 80% or below the area median family income
    • Income will be calculated for all household members over 18 years of age. Copies of pay stubs and tax returns may be requested to verify
  • Homeowners must demonstrate that the following items are current or will be made current upon completion of the repair:
    • Mortgage Loan Payment (if applicable)
    • Homeowners Insurance
    • Property Taxes

    • 2024 Multnomah County Income Limits

    1-Person Family 2-Person Family 3-Person Family 4-Person Family
    $66,080 $75,520 $84,960 $94,400
    5-Person Family 6-Person Family 7-Person Family 8-Person Family
    $102,000 $109,520 $117,120 $124,640

    Home Repairs

    PCRI provides financial assistance for urgent home repairs. Eligible repairs include health and safety items that could affect the well-being of the occupant(s):

    • Plumbing repairs (broken toilets, sinks, and leaks)
    • Replacement or repairs to faucets and fixtures
    • Electrical/mechanical repairs (switches, outlets, lights, thermostats, fluorescent fixtures)
    • Repairs to stairs, handrails, and porches
    • Water heater repair or replacement, air conditioner or evaporative cooler repair or replacement
    • Repair to flooring/ceiling due to water damage
    • Roof Referrals
    • Installation of locks and deadbolts
    • Repairs to main water lines
      • Ineligible items include: routine maintenance, cosmetic repairs, landscaping, tree trimming or fence repairs (unless a safety hazard exists), and remodel work.

    The Homeownership Retention program provides a variety of programs and services to help existing homeowners retain their homes and remain in their familiar communities. Services include:

    • Financial assistance for urgent minor home repairs
    • Advocacy regarding property tax issues, home insurance concerns, code violations, etc.
    • Connections to community partners with volunteer and community repair and assistance programs
    • Referrals as well as advocacy and support energy-efficiency improvements and working with contractors for home repairs
    • Informational home preservation workshops including post-purchase education and counseling
    • Foreclosure prevention referrals
    • Rental housing and referrals

    For any additional questions regarding the program, please send an email to .(JavaScript must be enabled to view this email address).

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